Healthy Paws is one of the fastest growing providers in the pet insurance industry. The company counts customer satisfaction and great coverage as the two biggest contributors to their success.
Considering there are more pets than people in the US and most pet owners want their dogs or cats to be happy and healthy, growth in pet health care is projected to steadily rise in 2016 and beyond.Have you thought about pet insurance? You, like most pet paretns probably want what’s best for your pet whether you own a dog or cat.
I mean you want to see your puppy jumping up and about, or the kitten rolling on the carpet or sofa playfully. A known fact is that your faithful companion will get injured after an accident, or will fall sick. We also know that cost of treatment, surgery, and related issues can be quite high. We took a closer look at this popular pet insurance provider and summarized the good and bad facets of their coverage below in our healthy paws review:
-Comprehensive Coverage: the One Plan, Four Paws plan caters for most issues that may affect your dog or cat. These include illnesses, accidents, emergency care, genetic conditions, cancer, and alternative care.
– Unlimited Benefits: This plan doesn’t come with any caps on claims or age limit. Also, did you know that no other firm apart from Healthy Paws provides these lifetime benefits with annual deductible?
-Unrestricted Hereditary and Congenital Conditions- The pet insurer offers an unlimited cover on any hereditary and congenital conditions as long as it was enrolled before it reaches six years. The other requirement is that the condition shouldn’t be pre-existing or occur while waiting.
-Annual Deductible: The deductions are done annually and will cover any accident/injuries, sickness, hereditary and congenital condition that takes place within the year. The plan starts from as low as $15 for cats and $25 for dogs.
-Alternative Therapy Coverage: This caters for treatment using alternative techniques such as chiropractic care, acupuncture, and other related methods. The method however should have been recommended by a qualified and certified veterinarian.
-No Age Restriction: Looking at Healthy Paws reviews, we see that you can enroll your puppy or kitten as soon as its only 8 weeks old. You also don’t have to worry about your aging pet since there is no age limit.
-Fast Service Delivery and paperless claims: The Company relies on highly-trained and competent veterinarians to process claims within 3 to 10 working days. Furthermore, you don’t need a claim form to make a claim.
-Although the firm offers hereditary and congenital coverage, you need to make sure the puppy or kitten is enrolled before it attains the age of six years. Doing it afterwards attracts an additional cost. The pet also has to wait for 12 months to fully qualify.
-Limited Hip Dysplasia: Pets older than 6 years are not eligible for hip dysplasia coverage. This means that you will pay for treatment out of your pocket.
-No Behavioral Coverage: Healthy Paws doesn’t offer cover on behavioral issues such as destructive chewing.
-Zero Cover for Wellness: Healthy Paws doesn’t provide plans for wellness care.
The Bottom Line
Going by the above review we see that Healthy Paws offers unlimited lifetime benefits, paperless claims that can be done through any device, cover on hereditary and congenital conditions, alternative therapy coverage, annual deductible, comprehensive coverage, and fast service delivery. However, the pet insurer only offers hereditary and congenital coverage for pets enrolled before they reach 6 years; there is no behavioral coverage, and no wellness cover. All-in-all, In addition to having rated the best Pet Insurance provider in 2013, 2014, and 2015 despite entering the market in 2010, the Healthy Paws reviews show why the provider is among the top.